Baby Boy is now 10 weeks old (13 lbs., 26 in.). He is beginning to outgrow his newborn Bummis Whisper Pant, so we're in the market for some more covers. Otherwise, he can still wear his Kissaluv size 0 and all that we've bought in larger sizes except the Blueberry. We still have a tiny bit of growing to do before we get into that one.
When we last looked at the Cloth Diaper Ledger, the cost of cloth was at $384.94. I have since bought:
From Diaper Swappers:
1 washed, but unworn Green Acre Diaper = $16.53
= $401.47
From Young & Restless:
1 used, good condition, soccer print, fitted diaper = $3 +
5 fleece doublers to be used as cloth wipes* = $3
= $6
= $407.47
From Diaper Swappers:
1 custom, fleece soaker with baseball embroidery = $12.29**
= $419.76
So, $419.76 is our up-to-date cost of cloth.
* We have not yet begun to use cloth wipes. I'm working on easing into that one. I think I'm going to cut up some old flannel PJs to use as cloth wipes as well. Look out for updates.
** The original price for this soaker was $12 plus shipping from Canada. The WAHM who made it for me was trying out a new pattern and it went a little funny in 1 spot, so she offered to make me a new one or give me this one sans cost of embroidery. Hello?! Who's going to notice? I went for the $12 soaker with character. :)
When we last looked at the Cloth Diaper Ledger, the cost of cloth was at $284.26. I have since bought:
From Diaper Swappers:
1 new Blueberry medium side snap = $12
= $296.26
From Diaper Daisy
1 new Large 14"x14" wet bag $22.95 +
1 new Baby BeeHinds wool wrap $22.95
= $52.68
= $348.94
So, $348.94 is our up-to-date cost of cloth.
This post is the first of a series to chronicle the total amount of money we're spending on diapers. We are primarily using cloth.
Our first batch of diapers: Nicki's Diapers
4 packages of 6=24 - Kissaluvs - size 0 (unbleached) = +$263.76
4 free covers with order- Bummis Whisper Pant = $0
We used a $50 gift certificate received at a shower. = -$50
= $213.76
From Diaper Swappers
3 used (good condition) Kissaluvs - size 1 (unbleached) = $23
= $236.76
From Diaper Swappers
1 used (good condition) Sandys - small = $7.50
= $244.26
From Craigslist
5 used (very good condition) Fuzzi Bunz - small = $40
5 used (very good condition) inserts - small
= $284.26
Our original plan was to use disposables while we are out and about. We have since begun to transition to using cloth on the go as well. That said, we do have the cost of disposables to consider as part of our diapering costs. We try to find deals where we spend less than .15/diaper (after coupons.) Here are a couple of helpful sites:
Penny Pinching Parent
Baby Cheapskate
Approximate cost to date on disposables: $134
This is not how many we've used in Baby Boy's 7 weeks of life, it's the amount spent on disposable diapers purchased since 1 month before he was born. We have a stockpile of diapers up to size 3 in his closet and in the garage.
What if we over-bought on a size that we don't end up using? We can probably take them back and exchange, or even better, donate them to a shelter. :)
= $284.26 + $134 = $428.26
Husband mentioned that we are using cloth diapers with Baby Boy. We're following the example of some friends of ours that use cloth diapers and love it. Supposedly, cloth diapers are a cheaper way to go, and better for the environment. We don't use cloth exclusively. We use them only when we're at home. I'll leave Baby Boy in the cloth if I'm running a quick errand, but if it's likely that I'll need to change him out and about, I'll switch him to a disposable. I have no desire (or room in the diaper bag for that matter) to carry dirty cloth diapers around. There are some really good websites out there with lots of information on cloth diapering, but there's a lot of information to sift through. It's EXTREMELY overwhelming.
Labels: Baby, Diapers, Environment, Saving
So we've hung the clothesline, and it is already paying off. We hung our new cloth diapers, and the few light stains that remained after washing were bleached out by the sun. Here in Houston we have no shortage of hot days, so it took no time at all. So far we've been impressed, but we'll see what we think once we dry a load of clothes.
Image source: clemente
Labels: Baby, Clothesline, Diapers, Environment, Green
Now that we're parents, we have 18 years to figure out how to pay for Baby Boy's college. After researching various options, we've decided to go with Ohio's CollegeAdvantage plan. In case you find yourself in a similar situation, I wanted to outline my thought process for selecting the best plan for us.
We're from Texas, which offers the Lonestar 529 and Texas College Savings plans. We don't have a state income tax, so there is no in-state tax deduction for 529 contributions. Other states' rules vary, so you should check out a list of states that offer a 529 Plan tax deductions. It’s not the most recent list, but the best I could find. If your state offers a tax deduction, it might be best to go with that plan. If not, look around at other states' offerings to see if you can find a better deal on fees and investment options.
What to look for in a plan:
- Minimum Investment
Some states require $1000 or more to start a 529, and others require as little as $15. Depending on how much you have to invest, this could be a factor. - Maintenance Fees
Some plans charge yearly maintenance fees. Depending on the invest options and a plan's performance, this could eat up a good portion of your investment. - Expenses
Similar to mutual funds, 529s have expenses. I tend to stick with index funds because of the low fees. I found fees ranging from .30 percent to well above 1 percent. - Investment Options
Most 529s are set up like retirement plans, with age-based plans, equity plans, balanced plans, etc. Many plans also are operated by big names, such as Vanguard or Openheimer